Talking about finances and health care is uncomfortable for many. In part it's due to the cost of health care, in another part, many feel they are entitled to health care - that it should be a right available to all.

Regardless of where you weigh in on the topic - a health care practice cannot be in existence without you and us meeting our obligations to each other (not to mention everyone one else).

That said, it's important that you completely understand our financial policies.

1. Payment is due at the time of service unless arrangement have been made in advance by your insurance carrier (meaning we have a business agreement with them).
   
   
2. Keep in mind that your insurance policy is basically a contract between you and your insurance company. As a service to you, we will file your insurance claim if you assign the benefits to your health care provider—in other words, if you agree to have your insurance company pay your health care provider directly. If your insurance company does not pay the practice within a reasonable period, we will have to look to you for payment. If we later receive a check from your insurer, we will refund any overpayment to you.
   
   
3. We have made prior arrangements with many insurance companies and other health plans to accept an assignment of benefits. We will bill them, and you are required to pay a co-payment at the time of your visit.
   
   
4. If you are insured by a plan that we do not have a prior arrangement with, we will prepare and send the claim for you on an unassigned basis. This means the insurer will send the payment directly to you. Therefore, our charges for your care are due at the time of service.
   
   
5. Not all insurance plans cover all services. In the event your insurance plan determines a service to be “not covered,” you will be responsible for the complete charge. Payment is due upon receipt of a statement from our office.
   
   
6. We accept cash, credit cards and debit cards.

Insurances

We are preferred providers with several insurance companies.

• Aetna
• First Choice Health Network
• Lifewise
• Medicare
• Molina Healthcare
• Premera Blue Cross
• Regence Blue Shield
• Tricare
• Uniform Medical Plan
• United Healthcare
• WA State Department of Labor and Industries
• WA State Medicaid
• and others.

In addition we are providers with the Washington Breast and Cervical Health Program. Please check their link to see if you qualify for free or low cost breast and cervical cancer screening.